Credit Card Processing since 1999


Introducing Virtual Merchant

Use your PC as a credit card machine

  • Free to purchase
  • No increase in rate
  • No increase in transaction fees
  • $10 monthly fee
  • Magnetic stripe reader is much less expensive than an average priced credit card terminal

You can start getting set up right now

Face-to-Face and/or E-Commerce Support

Virtual Terminal

An easy, economical hosted software solution that lets you use any PC with an Internet connection to efficiently and cost-effectively process payment transactions. Process transactions in physical face-to-face, mail order/telephone order, or e-commerce environments.

Ecommerce payments

Efficiently and affordably integrates with a shopping cart to securely process e-commerce transactions. Compatible with dozens of carts including: X-Cart, Cart32, osCommerce, Zen Cart, Ultracart, Cubecart, Joomla Virtuemart, CRE Loaded and others.

Virtual Merchant User

Hosted Convenience and Versatility

Efficient and Cost Effective

Virtual Merchant Login Screen

Virtual Merchant Features

Fraud protection through Address Verification Service (AVS) and Card Verification Value (CVV2)

Correlates Mail Order/Telephone Order authorizations with settlements

Purchasing Card Capability

Receipt Customization

Allows storage of recurring and installment payment information

Multi-entry feature for easy and quick entry of multiple credit or check transactions on one screen

Configure user access rights for Virtual Merchant

Easily configure user access: each user only sees or has access only to relevant accounts, transactions, data and reports

Customizable payment screens

Exports common separated value (CSV) data for import into other applications or further analysis, tracking or storage

Supports “Business Rules” for ecommerce environments

Use Virtual Merchant to accept credit and debit cards

Payment Types Supported